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Closing costs are the fees charged by title companies and lenders involved in your real estate transaction. But that percentage can vary depending on how expensive fees and taxes are in your area.
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Just like any goal, buying a home the smart way takes planning and preparation. Do the hard work of saving up a big down payment! Don’t let those moments get overshadowed by financial stress. You’ll share countless meals in the kitchen and spend hours enjoying warm summer days in the backyard. You'll build years of memories in your home. After all, shopping for a home is way more fun than patiently saving up enough money to buy one! But a weak down payment is a recipe for regret when it comes to your home purchase.ĭon’t shortchange your future by having a short-term perspective. It’s tempting to jump straight into looking at homes in your area.